One idea to consider when you don’t have money to invest is digital products, provided, of course, that you already have a device suitable for creating them.

One example is generating images with artificial intelligence. Here too, you can use sites such as LMArena or Yuppai to eliminate production costs.

Even when selling products, we can use platforms such as Payhip to present our (collections of) images to a marketplace—or place of sale—with a certain volume of daily traffic and visits.

Otherwise, we can start spending something on Etsy (to register, publish, or use useful tools) and see if sales come in. Perhaps a step that can be taken after a certain consistency in income.

However, if we manage to do well for ourselves, we could probably also advise other people who are looking for someone who can come up with cute images, or simply suggestions for selling.

And that’s how our experience can turn into another source of income.

Although active, it can always be an income that is actually more than it appears on the surface. Consider the possibility of meeting more customers and being introduced to other people. With winning job opportunities for both parties.

And then is it really active or passive income or earnings?

When I have to generate an image, when I have to design a product or service; although once on the market it generates income even while I sleep, in any case I have to create.

And it’s the same principle as typical, active work. You simply have fewer restrictions in terms of timing.

When you reach a level of total financial independence, where everything runs automatically, in any case, that is your income and it can decrease or increase based on various factors, including commitment and time.

And if you really want to spend even more, you have to work harder and invest time, energy, and study. Not just to spend (you have to work hard there too), but to earn or avoid losing much of what you have built.

Refining your character is essential to all of this.